Proposed Indiana Firearm Legislation HB1528
Legislation Overview
Title: Discrimination in providing financial services.
Description: Discrimination in providing financial services. Prohibits a financial services provider from discriminating in providing financial services to a consumer by using a social credit score as a basis for directly or indirectly: (1) declining to provide to the consumer full and equal access to one or more financial services; or (2) providing the consumer with one or more financial services on less favorable terms and conditions than would otherwise apply to the consumer if a social credit score were not used. Defines "social credit score" for purposes of these provisions. Specifies that the term does not include an analysis that involves a financial services provider's evaluation of any quantifiable risks of a consumer's participation in certain business activities or business associations, if the analysis is based on impartial, financial risk based standards that are: (1) established in advance; and (2) publicly disclosed to customers and potential customers; by the financial services provider. Provides that if a financial services provider refuses to provide, terminates, or restricts one or more financial services with respect to a consumer, the consumer may request from the financial services provider a statement of the specific reasons constituting the basis for the refusal, termination, or restriction. Provides that a financial services provider that receives such a request shall transmit to the consumer a written statement setting forth the specific reasons constituting the basis for the refusal, termination, or restriction. Sets forth requirements regarding the: (1) content of; and (2) means and time frame for submitting; a request or statement under these provisions. Provides that a violation of these provisions constitutes a deceptive act that is actionable under the deceptive consumer sales act only by the attorney general. Provides that a consumer aggrieved by a violation of these provisions may bring a civil action (including a class action) for damages, injunctive relief, or both.
Session: 2025 Regular Session
Last Action: Representative Judy added as coauthor
Last Action Date: January 28, 2025
Sponsors
Note: the first sponsor listed is normally the primary sponsor. If a sponsor's name is a hyperlink you can click on it to 'follow the money'.
4 sponsors: Andrew Ireland (R); Ryan Lauer (R); Jim Lucas (R); Christopher Judy (R);
Percentage of House Of Representatives sponsoring bill: 4% (4 of 100)
History
| Chamber | Date | Action |
| House | Jan 28, 2025 | Representative Judy added as coauthor |
| House | Jan 27, 2025 | Representatives Lauer and Lucas added as coauthors |
| House | Jan 21, 2025 | Authored by Representative Ireland |
| House | Jan 21, 2025 | First reading: referred to Committee on Financial Institutions |
Texts
| Type | Date | State Link | Text |
| Introduced | Jan 15, 2025 | state link | bill text |
Amendments
| Title | Description | Date | State Link | Text | Adopted |
| There are no amendments to this bill at this time | |||||
Votes - Click on description to view vote roll call
There have not been any votes on this bill
Link: link to state bill page
