103RD GENERAL ASSEMBLY
State of Illinois
2023 and 2024
HB1305

Introduced , by Rep. Bob Morgan

SYNOPSIS AS INTRODUCED:
215 ILCS 5/392.2 new

Amends the Illinois Insurance Code. Creates the Task Force on Firearm Insurance to review current and potential future insurance policy offerings for the safe and legal possession of firearms and offer policymaking recommendations related to the use of that insurance. Provides that the Department of Insurance shall provide administrative support for the Task Force. Provides that the Task Force shall be comprised of specified members. Provides that the Task Force shall elect a chairperson from its membership. Provides that appointments shall be made within 90 days after the effective date of the amendatory Act. Provides that members shall serve without compensation. Provides that the Task Force shall submit a report of findings, recommendations, and other information to the Governor and the General Assembly by December 31, 2023. Provides that the Task Force is dissolved January 1, 2025. Effective immediately.
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A BILL FOR

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1 AN ACT concerning regulation.
2 Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
4 Section 5. The Illinois Insurance Code is amended by
5adding Section 392.2 as follows:
6 (215 ILCS 5/392.2 new)
7 Sec. 392.2. Task Force on Firearm Insurance.
8 (a) The Task Force on Firearm Insurance is created for the
9purpose of reviewing public policy options relating to the
10insurance of firearms in the State of Illinois.
11 (b) The Department shall provide administrative support
12for the Task Force to review current and potential future
13insurance policy offerings for the safe and legal possession
14of firearms and offer policymaking recommendations related to
15the use of that insurance. The Task Force shall work
16cooperatively with the insurance industry, community
17organizations, advocacy groups, and appropriate State agencies
18to develop policy options related to insuring the ownership
19and use of firearms. The Task Force shall be comprised of the
20following members:
21 (1) One member of the General Assembly, appointed by
22 the Speaker of the House of Representatives.
23 (2) One member of the General Assembly, appointed by

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1 the President of the Senate.
2 (3) One member of the General Assembly, appointed by
3 the Minority Leader of the House of Representatives.
4 (4) One member of the General Assembly, appointed by
5 the Minority Leader of the Senate.
6 (5) 2 representatives of the Illinois commercial
7 insurance industry, appointed by the Governor.
8 (6) 2 experts in the incidences, causes, and impacts
9 of firearm-related injuries and deaths, appointed by the
10 Governor.
11 (7) The Director of the Illinois State Police, or the
12 Director of the Illinois State Police's designee.
13 (8) The Director of Insurance, or the Director of
14 Insurance's designee.
15 (9) The Director of Public Health, or the Director of
16 Public Health's designee.
17 (10) 2 representatives of firearm advocacy groups,
18 appointed by the Governor.
19 (c) The Task Force shall elect a chairperson from its
20membership and shall have the authority to determine its
21meeting schedules, hearing schedules, and agendas.
22 (d) Appointments shall be made within 90 days after the
23effective date of this amendatory Act of the 103rd General
24Assembly.
25 (e) Members shall serve without compensation and shall be
26adults and residents of Illinois.

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1 (f) The Task Force shall:
2 (1) review existing available insurance that covers
3 risks arising from the ownership and use of firearms;
4 (2) review potential future insurance policy offerings
5 that would cover risks arising from the ownership and use
6 of firearms;
7 (3) gather and analyze information on the cost and
8 other impacts associated with each policy option put
9 forward; and
10 (4) provide recommendations on the feasibility and
11 cost-effectiveness of requiring firearm owners in this
12 State to possess insurance, including any risks generally
13 to be covered.
14 (g) A report of the findings, recommendations, and other
15information determined by the Task Force to be relevant shall
16be made available on the Department's website.
17 (h) The Task Force shall submit the report of findings and
18recommendations to the Governor and the General Assembly by
19December 31, 2023.
20 (i) The Task Force on Firearm Insurance is dissolved and
21this Section is repealed on January 1, 2025.
22 Section 99. Effective date. This Act takes effect upon
23becoming law.